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flower Worldwide report on buy now pay later market

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Telecommunication

Telecommunication

Telecommunication

Businesses need to provide more services to the customers than a traditional call, SMS and data offering, to meet the ever-changing needs of the customers and up the ante. Digital Financial Services for the unbanked being one of them. The unified fintech platform, Arttha with its Digital Wallet offering helps banks provide a delightful and convenient mobile payment experience to their customers. Arttha provides infrastructure to seamlessly connect with other stakeholders in the ecosystem viz. Payment Gateways, Banks, Merchants, Billers, Remittance Operators, Lenders, MFI’s etc. to provide user’s access to various financial services like Bank transfers, P2P transfers, bill payments, merchant payments, remittances, loan payments, insurance payments, banking services for savings, fixed deposits, recurring deposits etc.

Arttha helps telecom companies launch newer business offerings like microfinance, loans, and other financial and fintech services to diversify their business. It also helps telecom companies expand their business and increase revenues by letting other entities use the platform for the payment needs to the customers, be it salary payments by the enterprises, or pension, wage, social payment by government agencies, insurance collection for insurance companies, bill presentment for billers or payment collection by retail merchants. This helps businesses realize greater ARPU and revenues.

  • Issuance of a card linked to the wallet account
  • Easy and seamless onboarding process with KYC Management
  • Integrated Loyalty Management Solution for enhanced customer retention
  • Create and manage distribution network with n level hierarchy of agents, to offer the financial services to the users
  • Supported on multiple access channels viz. USSD, Mobile App, SMS, IVR etc., thus offline as well as online mode of payments.
  • One stop solution for all payment needs of the customer viz. transfers, remittances, bill payments, merchant payments, airtime recharge etc.
  • Ease of integration with other players in ecosystem viz. Payment gateways, Banks, Biller Aggregators, Merchant Aggregators, Remittance Operators etc.
  • A mobile wallet platform, which allows inward and outward remittances, and also acts as an interoperable switch for mobile money conversion across operators
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