Businesses need to provide more services to the customers than a traditional call, SMS and data offering, to meet the ever-changing needs of the customers and up the ante. Digital Financial Services for the unbanked being one of them. The unified fintech platform, Arttha with its Digital Wallet offering helps banks provide a delightful and convenient mobile payment experience to their customers. Arttha provides infrastructure to seamlessly connect with other stakeholders in the ecosystem viz. Payment Gateways, Banks, Merchants, Billers, Remittance Operators, Lenders, MFI’s etc. to provide user’s access to various financial services like Bank transfers, P2P transfers, bill payments, merchant payments, remittances, loan payments, insurance payments, banking services for savings, fixed deposits, recurring deposits etc.
Arttha helps telecom companies launch newer business offerings like microfinance, loans, and other financial and fintech services to diversify their business. It also helps telecom companies expand their business and increase revenues by letting other entities use the platform for the payment needs to the customers, be it salary payments by the enterprises, or pension, wage, social payment by government agencies, insurance collection for insurance companies, bill presentment for billers or payment collection by retail merchants. This helps businesses realize greater ARPU and revenues.