Arttha’s loan lifecycle management system helps businesses digitize the complete loan lifecycle end to end, from loan origination to loan processing, loan disbursement, repayments, and closures. Arttha’s loan management platform is an API based offering with on-the-fly product configuration, personalized loan offers, pre-approved loans, and promotion configuration.
Arttha’s loan origination solution allows customers to check their eligibility by entering relevant information digitally and submit their applications. Configurable workflow management allows for the loan approval process to operate in an entirely paperless manner.
Create multiple loan products dynamically with interest, term and penalty configurations available out of the box.
Leverage all the loan management attributes like Rebate Management, Grace period Management, Different Grace Types and categories, Penalties Management, and Loan Fee Management with Arttha.
Streamline the entire loan management process with document management, collateral management, multiple collateral types, loan restructuring, workflows for loan approvals, and loan loss provisioning.
Arttha lending solution offers added value with features, such as paylater lending, revolving loans, balloon payments, configurable computation methods (viz. equal installments, equal principal installment, flat interest, etc.), and a no-interest period.