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Loan Lifecycle Management

Experience Digital Lending excellence and streamline your loan processes for the digital era

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Arttha recognized by The Digital Banker, wins Best Digital Lending Solution award at the Global Retail Banking Innovation Awards 2023.

End-to-End Loan Lifecycle solution

Arttha loan lifecycle management system helps businesses digitize the complete loan lifecycle end to end, from loan origination to loan processing, loan disbursement, repayments, and closures. Arttha’s loan management platform is an Open API based offering with on-the-fly product configuration, personalized loan offers, pre-approved loans, and promotion configuration.

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100% Digital Loan Origination system

Arttha loan origination system enables customers to digitally verify their eligibility and submit applications after entering relevant information. Through customizable workflow management, the loan approval process functions in a complete paperless manner, ensuring a seamless and efficient experience.

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A fully-integrated Lending solution for your needs

E2E loan lifecycle

A comprehensive end-to-end solution to digitize and streamline loan lifecycle, enabling efficient origination, servicing and debt collection

Highly flexible lending platform

Arttha’s Open API and Micro services architecture provides a bespoke solution specifically tailored to your needs.

Quicker Product Onboarding

Launch new loan products faster in a matter of days vs. months or even years compared to legacy core technology providers.

Accelerated customer onboarding

Drive customer engagement with reduced loan disbursement turnaround time and personalized customer journeys.

Increased Revenue

Expand to new untapped markets and optimize your revenue streams by reducing traditional operational costs and enhancing customer experiences.

Cloud Ready solution

Arttha ensures high flexibility and seamless integration with a cloud ready BaaS infrastructure, delivering scalable financial services.

Key Capabilities

Explore the essential components that make Arttha Loan Lifecycle Management System a valuable addition to your lending operations

Loan Application Capture
  • Data entry, Digital application capturing and digital document upload
  • Verification and Valuation
  • eKYC, Customer Demographic information
  • Configurable Maker checker workflow
  • Loan Approval
  • Loan Disbursement
Loan Management
  • Regulatory-compliant, Individual loan products, and Loan Repayments
  • Configuration of Loan products such as Revolving Credit, Balloon Payment, etc.
  • Configurable interest rates, EMI Computations, repayment period & frequency,
  • Configurable fee, penalties, charges, etc.
  • Seamless Delinquency Management
User and Role Management
  • Administrators, Agents, customers, back-end admins / approvers, etc.
  • Multiple role support
  • Role-based permissions, Role-based access to channels, and Role-based security
  • Multi-factor authentication per role
  • Maker / Checker roles
Alert and Notifications
  • SMS and email alerts
  • Search alerts
  • Alert preferences management
  • Individual and Bulk Notifications
  • Instant notification for every transaction
Document Management
  • Document version control
  • Search
  • Permissions
  • Multi-format document storage
  • Verification and approval process
Co-Lending
  • Digital Loan Lifecycle Management in Co-Lending model
  • Lenders Dashboard
  • Workflow Management
  • Escrow Accounting
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