Our client, the largest bank in Indonesia, was in search of a new core agent system for their most recent branchless banking offerings. The bank wanted an advanced fintech platform with open APIs to scale their digital wallet capabilities for seamless omni-channel payments across retail stores and various online merchants.
Our team connected with the client to learn their requirements and vision to shift from a traditional banking model to a completely digital one. We analyzed their requirements and identified that the bank required an omnichannel digital-first solution for cashless payments.
We helped the client implement a scalable, interoperable, and innovative new-age fintech platform, Arttha, to expand their digital payment capabilities and other branchless banking products across different interfaces and channels.
This multi-tenant fintech solution enabled the Indonesian bank to provide its products and services to co-brand and white label partners on a hosted model. Arttha’s inbuilt integration adaptors facilitated seamless integration with third-party systems like biller systems, merchant systems, ERP, CBS, ATM, and retail merchants. Our converged core backend solution helped the bank create a connected ecosystem powering payments over multiple front-end systems.
Our advanced fintech platform Arttha:
Enabled quicker go-to-market of new business products and services
Helped the bank expand through new business lines
Assisted the banks with regulatory compliances
Brought business flexibility offering multiple configurability options provided via UI