Arttha Enabled Quicker Go to Market for a Large Indonesian Bank by Implementing a Unified Fintech Platform

CHALLENGES

  • A Core Agent System for Leading Indonesian Bank’s offering of Branchless Banking Products and Prepaid card system
  • Basic savings account for Agent banking based accounts
  • Replace core platform for pre-paid closed loop card
  • A platform with open APIs to power payments across multiple channels

SOLUTION

  • PureSoftware’s unified fintech platform – Arttha is a highly scalable, highly interoperable, high performance system providing branchless banking capabilities in an omni channel manner.
  • A converged core platform with integrated mobile app offering multiple payment products and services over different interfaces, different channels
  • A multi tenant solution allowing the products and services to be provided to other co-brand and white label partners on a hosted model
  • Reconciliation and Settlement engine for high TPS real time reconciliation

RESULTS

  • Quicker Go To Market of newer business products and services
  • Accelerated scaling of the business, with addition of newer business lines
  • Regulatory compliances
  • Flexibility to the business team through multitude of configurability options provided via UI
  • Converged core backend solution powering payments over multiple front end systems
  • In built integration adaptors facilitating seamless integration with third party systems like biller systems, merchant systems, ERP, CBS, ATM etc. and business partners like GRAB, retail merchants, creating an ecosystem

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