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Arttha Enabled Quicker Go to Market for a Large Indonesian Bank by Implementing a Unified Fintech Platform

Challenges

  • A Core Agent System for Leading Indonesian Bank’s offering of Branchless Banking Products and Prepaid card system
  • Basic savings account for Agent banking based accounts
  • Replace core platform for pre-paid closed loop card
  • A platform with open APIs to power payments across multiple channels

Solution

  • PureSoftware’s unified fintech platform – Arttha is a highly scalable, highly interoperable, high performance system providing branchless banking capabilities in an omni channel manner.
  • A converged core platform with integrated mobile app offering multiple payment products and services over different interfaces, different channels
  • A multi tenant solution allowing the products and services to be provided to other co-brand and white label partners on a hosted model
  • Reconciliation and Settlement engine for high TPS real time reconciliation

Results

Quicker Go To Market of newer business products and services

Accelerated scaling of the business, with addition of newer business lines

Regulatory compliances

Flexibility to the business team through multitude of configurability options provided via UI

Converged core backend solution powering payments over multiple front end systems

In built integration adaptors facilitating seamless integration with third party systems like biller systems, merchant systems, ERP, CBS, ATM etc. and business partners like GRAB, retail merchants, creating an ecosystem

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